Oral Surgery Financing We pride ourselves on providing safe, effective, and affordable treatment for every member of the family. We understand that the financial side of dental treatment can become confusing at times. To make things easier for you, we have fostered working relationships with the top insurance companies. We also offer discount programs and payment systems for qualifying patients. Above all else, we want you to have a clear understanding of your financial and insurance options, as well as your patient responsibilities.Dental Insurance PolicyOur oral surgeons are in-network with Delta Dental, which may help reduce your out-of-pocket costs. If your dental insurance policy offers out of network coverage and allows you to choose your own dentist, we will be happy to file claims on your behalf. Currently, our office is not a preferred provider with insurance plans. When working with insurance, it is important to note that you are solely responsible for any portion not covered by your benefit plan. Our team is happy to assist you when filing a dental or medical claim, but we ask that you follow our financial policy when payment is due. Talk with our staff during your consultation to learn more about our financial policy. InsuranceIf you have medical or dental insurance, then much of the cost of your surgery may be covered by your policy. It depends on whether or not your procedure is deemed “necessary” by the company. However, insurance policies vary widely in what they’ll cover. For instance, many dental insurance policies don’t cover dental implants, although some medical insurance policies do (depending on the cause of tooth loss). If you’re unsure what your policy will cover, we’ll be happy to check with your insurance company for you, since we know that dealing with insurance companies can be a major hassle. Choosing Your ProcedureIn some cases, you may be able to make choices that reduce the cost of your procedure, if this is important to you. Dr. Flint will go over different treatment options available to you and how that may affect the cost of your procedure. Financing PlansYour surgery may not be covered by insurance; it may be partially covered, but you have some costs as well. In either case, if you don’t have the money to pay for your surgery up front, we’re happy to help you navigate financing. Other Financing OptionsMany patients are unaware of all of the options they have for financing their surgical procedures. You can often get a personal loan or a medical loan from your bank, which you then pay back slowly over a period of time. There are also medical credit cards available, which you can use only to charge medical expenses (useful for those who are worried about having the temptation of another card around). Another option is to charge all or part of your procedure on your regular credit card, and then pay it back according to the terms of your card; unfortunately, the interest rates can often be high, so this isn’t the best option for many people. Finally, you could ask friends and family to help you out, via gifts or loans. Sites such as gofundme.com can be a great option for asking for small contributions from a large number of people, which can go a long way towards financing the surgery you need. We Are Commited To YouAt Moser Dentistry & Oral Surgery Implant Center, we’re committed to helping every patient who needs oral surgery in Lockhart to access this care. We don’t want anyone to have to put up with discomfort and even more damaging consequences because they couldn’t afford the surgery they needed. If you need financial assistance, please discuss this with our front desk staff, who are more than happy to answer all of your questions. We know that talking about money can be embarrassing for many people, but we’re incredibly friendly and we will protect your privacy at all times. If you need financing for oral surgery in Lockhart, we’re committed to helping you. Call us at (737) 355-6213 to get more information on financing options. |
